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ZK HOLDING PORTFOLIO

Sustainable Growth and a Comprehensive Economic Vision

ZK Holding Portfolio represents a strategic commitment to foster economic growth and create long-term sustainable value in key sectors in Iraq and the MENA region. Our portfolio includes prestigious brands that align with economic ambitions as part of our commitment to innovation and excellence.

We seek to enhance collaboration and achieve positive results in every sector through strategic partnerships with leading international institutions.

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ARAB PAYMENT SERVICES (APS)

A Leading, Secure Payment Gateway

Arab Payment Services (APS) is the first provider of electronic payment services in Iraq. We play a pioneering role in enhancing the country’s financial infrastructure and aligning it with international standards. Our secure payment gateway facilitates seamless electronic transactions between customers, businesses, and banks, ensuring the highest levels of security and efficiency.

We offer comprehensive payment processing solutions to merchants, governments, banks, and institutions. Our services include credit card processing, POS machines, ATMs, and online payment gateways. These solutions help expand financial inclusion and enhance access to financial services within the community.

APS is committed to advancing financial inclusion by offering diverse and secure payment methods. To ensure the highest level of security, we comply with PCI DSS standards and are accredited by Visa, MasterCard, and American Express. We also collaborate with global partners such as IBM, Oracle, and SAP to deliver innovative and secure payment solutions, ensuring ongoing innovation and security in Iraq’s growing market.

SHAMS BAGHDAD​

INVESTING IN FUTURE ENERGY​

Shams Baghdad is focused on providing capital investment in renewable energy, including the installation and maintenance of solar power plants, digital control and protection of power production plants, and secondary conversion stations for renewable energy, in addition to other related support services within the renewable energy sector.
We own the movable and immovable funds necessary to conduct our activities in accordance with the law. Furthermore, we support all types of Iraqi companies in terms of buying, selling and merging corporations (except for joint ventures).
We invest in projects to renew the national grid and complete electricity connections between Iraq and its neighbors.
Our long-term aim is to transform Iraq into a self-sufficient nation by generating electricity from renewables and partnering with global pioneers in clean energy to achieve a more sustainably focused future for the country.

GLOBAL INSURANCE COMPANY

Innovative Insurance Solutions

Global Insurance Company is the insurance arm of ZK Holding. It was established by a group of Iraqi entrepreneurs who sought to provide innovative insurance solutions tailored to the needs of the Iraqi market. By serving individuals and partners with deep insights into the industry, the company continues to deliver personalized and effective services.

The company collaborates with insurance experts with extensive experience, leveraging their knowledge to apply the latest technological advancements in developing its policies and procedures. This approach has given Global Insurance Company a competitive edge in the Iraqi market.

FIRST FINANCE COMPANY (FFC)

Leading the Way in Business Support

First Finance Company (FFC) has become one of the leading and trusted entities in providing financing to small and medium-sized enterprises (SMEs). We are committed to supporting SMEs in building strong foundations through customized training, mentoring programs for qualified staff and ensuring business sustainability.

Our goal is to strengthen the commercial sector and drive national economic growth. We support companies in launching and expanding their operations by offering quick and easy financing solutions, including commercial loans, across Iraq.

Al-Sakbco for Services and Security Guards

Delivering Security Services with Excellence

Founded in Iraq, Al-Sakb Security Services provides high-level security services. Offering comprehensive solutions for companies across various sectors, our services include guarding and securing small and medium-sized businesses, as well as personal protection for VIPs and prestigious clients, in addition to cash transportation services.

Our security team undergoes regular comprehensive training, ensuring they are fully prepared to deliver optimal performance and respond effectively to unexpected challenges in any situation.

Al Masa Construction Industries

Innovative Solutions for Growth

Al Masa Construction Industries is a leading company in industrial construction, offering innovative solutions that meet diverse market needs. The company provides a wide range of products and services, using modern technologies and sustainable practices to ensure high quality and efficiency. Al Masa is committed to delivering solutions that align with modern requirements and client needs. With a skilled workforce and two key factories, one of them is specializes in producing glass containers and the other for gypsum board panels, enhancing energy efficiency and sustainability. Through these efforts, Al Masa strengthens its market presence and contributes to the region’s industrial development.

Arina Iraq​

Building a Sustainable Future

Arina Iraq draws its strength from a long legacy dating back to the establishment of the Electricity Distribution Company in 1924, which has expanded to include leadership in wind farm development.

At Arina Iraq, we offer innovative solutions for clean energy, relying on our vast experience, technical expertise, and business acumen. as we have been empowering Iraq’s residential and industrial sectors to embrace a sustainable future.

Our integrated solutions include photovoltaic solar systems, wind energy, energy management, efficiency systems, and electric vehicle charging stations. We stand out by delivering projects that meet the highest standards of safety and innovation, with a strong commitment to environmental responsibility.

ABRAJ HOLDING

Leading the Way in Supporting the National Economy

Based in Iraq, Abraj Holding leads efforts in shaping the future of the economy through a diversified investment portfolio spanning real estate, construction, finance, and energy. Through its strategic investments and commitment to excellence, the company actively contributes to the socio-economic development of Iraq, making it a key partner in creating opportunities and fostering prosperity in the region.

DOMA STEEL

Leading Modern Construction Standards

Doma Steel has become a leader in manufacturing insulated metal panels (sandwich panels) in Iraq, the Middle East, and North Africa. Doma Steel’s products are known for their ease of use and high transportability and installation capabilities. We have become the preferred choice for building homes, halls, caravans, cold storage facilities, and more.

Today, Doma Steel is distinguished by offering fire-resistant metal panels that comply with international standards. With advanced production lines, the company’s daily production capacity is 6,000 square meters per shift, and its annual production capacity reaches two million square meters, making it a frontrunner in the industry.

PURE DIAMOND CO.

The Marketing Engine of ZK Holding

Established in Baghdad, Pure Diamond serves as the primary marketing arm for ZK Holding. It plays a pivotal role in driving the company’s marketing activities, with a qualified and professional team spread across Iraq’s various provinces. The team works across diverse sectors, including sales, agency management, auditing, and data entry, ensuring the delivery of integrated and specialized services that support the company’s goals.

AL-TANMIYA

Trust is the Foundation of Our Growth

Al-Tanmiya Company was founded with a capital of 150 million Iraqi dinars. It has grown to become a key player in providing financial brokerage services for buying and selling securities (stocks and bonds) on the Iraq Stock Exchange. The company operates in accordance with the guidelines set by the Securities Commission.

Al-Tanmiya offers a wide range of services. These include opening trading accounts, depositing stock ownership certificates, and assisting investors in buying and selling stocks and bonds. The company’s comprehensive financial brokerage services strengthen investor confidence and contribute to the growth of the financial market.

Dari Real Estate

Innovative Marketing Solutions in Real Estate

Dari Real Estate offers integrated real estate marketing solutions, alongside property development and investment services. The company boasts a team of highly qualified local and international experts, enabling it to establish a strong presence in Iraq’s real estate market and build a wide network of prestigious clients.

Dari ensures the highest levels of comfort and security in its projects and offers competitively priced real estate solutions of superior quality. Given that real estate marketing is a key element in this sector, Dari focuses on providing innovative solutions that guarantee fast execution and delivery, positioning it at the forefront of leading companies in the field.

ZEYAD AL-KHAIR TRAVEL AND TOURISM (ZAK)

Your Journey Starts With Us

Established in Baghdad, Zeyad Al Khair Travel & Tourism is one of the leading Iraqi companies in bookings and ticket issuance. With a professional team of experienced employees, the company excels in offering a wide range of services in the travel and tourism sectors.

The company provides a variety of tourism programs worldwide, as well as organizing both domestic and international trips. Additionally, it offers flexible Hajj and Umrah plans, ensuring a smooth and comfortable travel experience for its clients.

Al-Sharq INSURANCE​

Your Security, Our Growth

Al-Sharq Insurance Company was established as part of a strategy to complement the success led by ZK Holding, providing advanced and comprehensive insurance solutions.

INTERNATIONAL DEVELOPMENT BANK​

Shaping Opportunities, Expanding Horizons

The International Development Bank (IDB) is a key strategic sector within the ZK Holding portfolio and the largest private bank in Iraq. It is the only bank licensed by the UAE Central Bank, offering a comprehensive range of financial services to citizens, residents, and investors.

The bank focuses on promoting financial inclusion through innovative banking solutions tailored to meet the needs of individuals, SMEs, and large corporations. By combining advanced technology with human relations, IDB achieves the highest levels of efficiency.

With its Dubai branch, IDB aims to strengthen economic relations between Iraq and the UAE, support trade between the two countries, and provide innovative financial solutions to help companies achieve their goals in the region.